TERMS, CONDITIONS, DISCLOSURE & DISCLAIMER
Advice: By using this site and submitting you details you agree not to use any information on this site as advice.
The advice will come from a registered adviser based in New Zealand and is qualified to advise you on income protection based on the information you’ve supplied.
The advice can be done via phone or face to face meeting.
Your information: We will not share or on-sell your data to another third party other than for the sole purpose of giving you advice to what you’ve enquired about (the adviser).
You must be over the age of 18 to qualify for Income protection insurance.
We are not an insurance company.
Remuneration: The advisors pay a fee to receive your information, and part of this fee is a licence to occupy the website for 30 days. The advisers are paid via a commission from the insurance company. How your income protection insurance is structured may reflect on the insurer they decide to use. You do have the right to ask your adviser for their commission structure and how they are rewarded. You also have the right to obtain a copy of their disclosure statement, which will be provided free of charge.
Marketing: We may remarket to you via a cookie tracking code which is outlined in the Google advertising guidelines here.
This includes Facebook advertising, which is outlined here.
We may also communicate to you via email from time to time.
Compare Income Protection has done their best to ensure the content on this site is up to date and accurate. We do not give any warrants or guarantees on any claims made and shall not be held responsible for any damages or loss that may occur.
The information displayed from your assessment is not advice. The information displayed is a basic overview of what is ‘likely’ to be the best company to use based on the limited information provided. The adviser will contact you and structure your cover based on your situation. They will show you price comparisons and company comparisons.
The price guarantee: We will pay $200 in the form of a gift card should you find a better policy that has had separate advice and is proven to be better in both quality and price.
We will not pay out the price guarantee for group schemes, work-related offers or discounted offers (including cash backs) The price guarantee is based on a level playing field which consists of both quality of product and price. The policy quality will be based on QPR Data (independent data available to advisers) should there be a dispute. Our advisers like to play fair!
If you use this site and the short assessment form we will allocate your adviser in your location (or close to it) That adviser will have access to all the insurance companies outlined on comparemortgageinsurance.co.nz and will be able to advise you on the structure and costings.
Your information is held on our servers and it never on-sold to third parties other than for the sole purpose of Income Protection Insurance.
By submitting your details, you agree to an adviser calling you to obtain further information to enable them to give you a full statement of advice and recommendations on policy type and costs.
We may, from time to time, communicate to you via email on promotions and offers.
The website is managed by Fly Me High Limited who issues a licence to occupy the website including the content on the website and any electronic communications. Those licence holders provide advice from enquiries that come via the website (via email, appointment or phone). There is a limited number of licence holders, and each holder must be a registered FSP. Current members are listed below:
FSP 137084 – Download Disclosure
FSP 417547 – Download Disclosure
FSP 245265 – Download Disclosure
FSP 321166 – Download Disclosure
FSP 631812 – Download Disclosure
FSP 318606 – Download Disclosure
FSP 417547 – Download Disclosure
You can search these members here https://app.companiesoffice.govt.nz/
Any advice you receive will be from one of these registered advisers. The information supplied on this site has been authorised from the advisers listed above, which include the content, logos and all images.
Any content provided on this site should not be taken as advice until a full needs analysis is completed by your FSP. Any phone calls made by or received by staff at Fly Me High Limited or Compare Income Protection should not be taken as advice.
Content and Articles provided has been approved by the licence holders.